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Rakuten

Get cash back on your online shopping at over 3,500 stores. Stack with coupons and discount codes for extra savings.

4.5/5
App Rating
12M+
Users
$2.5B+
Paid Out
3,500+
Stores
Free to Use
Secure & Encrypted
Bonus Offers
App Store Google Play

How Rakuten Works

1

Sign Up Free

Create your account and get a $30 welcome bonus after your first qualifying purchase.

2

Shop Through Rakuten

Start your shopping from the Rakuten app or website to activate cash back at over 3,500 stores.

3

Earn Cash Back

Shop as you normally would and earn a percentage of your purchase back as cash rewards.

4

Get Paid

Receive your cash back via PayPal or check every quarter. No minimum payout required.

Earning Methods

1-40% cash back

Online Shopping

Shop at over 3,500 popular retailers including Amazon, Walmart, Macy's, and Nike. Cash back rates vary by store and change frequently.

Varies by location

In-Store Cash Back

Link your credit card and earn cash back when shopping at physical stores. Just activate offers before shopping.

Bonus offers

Special Promotions

Take advantage of double cash back events, bonus offers, and increased rates during special sales events.

$25 per referral

Referral Program

Earn $25 for each friend who signs up through your link and makes a qualifying purchase.

$5 bonus

Price Comparison

Use the built-in price comparison tool to ensure you're getting the best deals across retailers.

Popular Stores on Rakuten

Walmart

Walmart

Up to 5% cash back

Amazon

Amazon

1-10% cash back

Target

Target

1-5% cash back

Macy's

Macy's

2-10% cash back

Payout Information

Payout Schedule
Quarterly (February, May, August, November)
Payment Methods
PayPal, Check, or Amazon Gift Card (with bonus)
Minimum Payout
No minimum - you get all earned cash back each quarter
Processing Time
PayPal payments processed within 1-2 business days after payout date
Average Earnings
$50-300 per year for regular shoppers
Countries Available
United States, Canada, United Kingdom, Australia

Pros

  • No minimum payout threshold
  • Works with existing coupons and promo codes
  • Huge selection of stores (3,500+)
  • $30 welcome bonus for new users
  • Browser extension makes saving easy
  • Completely free to use

Cons

  • Quarterly payout schedule (not immediate)
  • Must remember to shop through Rakuten
  • Cash back doesn't always track properly
  • Some exclusions apply (gift cards, certain categories)
  • Customer service can be slow to respond

User Reviews

I made almost $500 on Rakuten last year just from my regular shopping. It's so easy to use and the cash back adds up quickly. The quarterly check feels like found money!
SM
Sarah Mitchell
Rakuten User
The browser extension is a game-changer - it automatically alerts me when I'm on a site that offers cash back. I've earned hundreds over the years without changing my shopping habits.
JR
James Robinson
Rakuten User
I love that Rakuten works with coupons and other discounts. I stack their cash back with credit card rewards and store sales to maximize my savings on every purchase.
AL
Amanda Lewis
Rakuten User